21 Jan Elective CE, Real Estate Formulas and Calculations- 2 days Zoom Elective CE, Real Estate Formulas and Calculations- 2 days Zoom Wednesday, January 21, 2026 (9:00 AM to 12:00 PM) 6.00 Education Credits Zoom GHAR Classes Account Details You're Registered! DescriptionLocationInstructorsCancellation Policy HP10BII Calculator Series Instruction Real Estate Formulas and Calculations 2- Days Wednesday, January 21st and Friday, January 23rd | 9a-12p (both days) | Zoom | 6 Elective Credit Hours | Instructor Ed Smith | $120 Members or $150 Non-Members This course includes: 1- Hewelt Packard HP 10BII and 1- Paperback book written by Ed Smith: Real Estate Formulas and Calculations Using the HP 10BII+ Calculator **This course is a two-part course students must attend both days to receive credits. Make up days will not be permitted. ** This course is designed to provide an understanding of the various formulas used in real estate brokerage. Learn to use the Hewlett Packard HP10BII (or HP10BII+) Financial Calculator to perform calculations used in residential, commercial and investment real estate. New and experienced agents will learn through practical examples the basic keys, memory functions, and formula adaptations. - Understand Various Forms of Commission Calculations - Learn to Determine Market Value of Investment Properties - Calculate Mortgage Payments - Learn about Amortization and Balloon Mortgages - Internal Rate of Return - Understand Cash Flows and Net Present Value Students are required to use a calculator for this course. Students must register by January 12th to allow enough time to mail class materials. Zoom GHAR Classes Account Zoom GHAR Classes Account Smith, Ed Commercial Ed combines my name with my professions; I am a Commercial Real Estate Instructor and Speaker.Sharing my knowledge and over 40 years of experience, by teaching others to be successful in Commercial and Investment Real Estate Brokerage, are now my goals. I have authored "how to" Commercial and Investment Real Estate books, textbooks, courses and seminars. And I am a Real Estate Broker in New York and Connecticut, specializing in the sale and leasing of Commercial and Investment properties. I also serve as a Consultant to the Trade. Cancellations must be made two business days before the start of a course to receive a full refund. Rescheduling is only permitted prior to the original course date and time. $45 non-refundable fee applies if course materials are shipped and/or received.