05 Feb Elective CE, When Pre-Approvals Fall Short: Understanding the Risks and Realities- ZOOM Elective CE, When Pre-Approvals Fall Short: Understanding the Risks and Realities- ZOOM Thursday, February 5, 2026 (1:00 PM to 4:00 PM) 3.00 Education Credits Zoom GHAR Classes Account Details You're Registered! DescriptionLocationInstructorsCancellation Policy When Pre-Approvals Fall Short: Understanding the Risks and Realities Thursday, February 5th | 1p-4p | Zoom | 3 Elective Credits | Instructor Deb Killian | $35 Member or $55 Non-Members Navigating the mortgage process can often feel like venturing into the unknown—complex, full of documentation, and sometimes overwhelming. This course is designed to pull back the curtain on what really happens during each stage, helping mortgage originators and real estate professionals become better guides for their clients. One of the biggest misconceptions in the industry is the significance of pre-qualifications and preapprovals. While these terms often carry weight with borrowers, the reality is that they may not be as solid as they seem. This course will explain why pre-qualifications and pre-approvals don’t necessarily guarantee a loan and how you can help your clients understand these nuances. Zoom GHAR Classes Account Zoom GHAR Classes Account Killian, Deb Cancellations must be made two business days before the start of the course to receive a full refund. Rescheduling is only permitted prior to the original course date and time.